Schedule of Events

• VISIT EXHIBITOR AREA & CHECK-IN FOR EXPO WORKSHOP

9:00 a.m. HOMEBUYER WORKSHOP - PART I *

• Expo "Welcome and Opening Remarks"
• Advantages/ Disadvantages of HomeOwnership
• Pre-Qualification versus Pre-Approval
• Choosing a Realtor & Shopping for a Home
• Researching and Determining the amount of your Property Taxes  
  

10:15 a.m. PRIZE DRAWINGS FROM EXHIBITORS

10:15 - 10:45 a.m. BREAK - Visit Exhibitor Displays

10:45 a.m. - 12:00 p.m.

• Budgeting for HomeOwnership and Escrows
• Saving money through Energy Efficiency (presented by
  Progress Energy)

12:00 PRIZE DRAWINGS FROM EXHIBITORS

12:00 - 1:00 p.m. LUNCH BREAK - Visit Exhibitor Displays

1:00 p.m. HOMEBUYER WORKSHOP - PART II *

• Shopping for a Lender / Comparing Loan Terms
• Types of Financing (FHA / VA / Conventional)
• Applying for a Loan / Documents Needed
• What happens during the Process?
• Who do you deal with during the process?

1:50 p.m. PRIZE DRAWINGS FROM EXHIBITORS

1:50 - 2:20 p.m. BREAK - Visit Exhibitor Displays

2:20 - 3:25 p.m.

• Qualifying for the Mortgage (Income, Ratios, Employment, etc)
• Credit (How to clean up Credit, Credit Scores, Establishing or Re-Establishing Credit, and Avoiding Credit Repair Scams.)

3:25 p.m. Completion of Evaluations

• Grand Prize Drawing

3:30 p.m. EXPO CLOSES

* Attendance for the entire Workshop (Parts I & II) is MANDATORY to receive your Certificate at the end of the day .